What are the penalties for driving without insurance in New Brunswick?

Driving without insurance in New Brunswick carries significant penalties because it poses serious risks to other road users. The correct answer outlines that individuals caught driving without insurance can face fines and the possibility of license suspension.

The rationale behind this penalty structure is to ensure accountability and promote road safety. Insurance is a legal requirement intended to protect drivers, passengers, and pedestrians from financial losses in the event of an accident. Without insurance, a driver not only endangers themselves but also potentially causes harm to others without any means of compensating for damages.

Penalties, such as fines, serve as a deterrent to discourage individuals from operating a vehicle without proper insurance coverage. Additionally, the option of license suspension acts as a further enforcement mechanism, emphasizing the seriousness of the offense and reinforcing the importance of complying with the insurance regulations.

The other options, such as warnings or community service, do not appropriately address the potential dangers and legal implications of uninsured driving, and the notion of having no penalties for a first offense fails to recognize the importance of consistently upholding the law to ensure public safety on the roads.